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1 NBFC-MFI license
2 Sahayog is member of MFIN
Sahayog do not cross sell any of third party products
Our Group Companies

Loan Products
Sahayog Micro Finance Ltd . offers its clients various micro loans for income generating purposes and for individual loans ,as per the existing RBI guidlines .

Following is the table detailing our loan products we offer : -

List of Loan Products
Cycle
Mini Amount
Max Amt
Minimum Tenure
Frequency
Interest Rate
LPF
Qualifying loans JLG - Income Generating
Loan
1
8000
25000
1 year for loans upto 15000 and 2 years for the rest.
fortnightly/ monthly
26 % p.a. reducing
1% on loan amount
2
8000
40000
Non Qualifying
Loans
Micro Enterprise loan
Any
50000
100000
2 year
24 % p.a. reducing
3% on loan amount
Dairy Development Loan
Any
40000
100000
2 years
18 % p.a. reducing
2% on loan amount

Income Generation Loan (IGL)
Group loans to women applies Joint Liability Group (JLG) model and lend to group of 3 to 10 women members primarily for income generation purpose.

Micro Enterprise Loan (MEL)
Micro enterprise loan is offered to those microfinance clients who belong to middle-income group and running micro-enterprises or having any other stable income source. This loan is delivered to individuals and primarily to borrowers who graduate to higher ticket sizes from group loans and have slightly higher economic well-being and have stable monthly cash-flows. This loan product helps us go up the value chain and also to provide support to our existing clients who have moved up the economic ladder.

Dairy Development Loan (DDL)
Keeping in mind the welfare of small farmers, Sahayog Microfinance has introduced Dairy Development Loan. The main objective of this loan is to help the members purchase cattle and also support Cattle related activities such as cattle insurance, shed construction, cattle feed etc. The procedures to obtain the loan have been made simple and repayment too is easy and convenient.

Sahayog Dairy Development Loan is primarily given to milk producers registered with Sahayog Clean Milk Private Limited. A loan amount of INR 40,000 to 100000 can be availed with a reducing interest rate of 18% p.a. The repayment frequency is fortnightly and the loan period is for two years.